Immediate liquidity on gold ornaments for higher education and healthcare emergencies at our lowest 8.75% interest rate.
8.75% for medical & study, 8.95% for other purposes. 100% safe custody in bank vault and instant sanction.
New vehicle financing at 9.95% and used vehicle loans at 11.50% with attractive repayment rebate.
Finance your dream home, renovation or business property from 10.40% to 10.90% with 0.25% prompt rebate.
Working capital and business expansion from up to 10 Lakhs (11.75%) to above 15 Lakhs (10.75%) with prompt rebates.
Collateral-free micro loans up to ₹50,000 at 12.90% with 0.50% prompt repayment rebate for urgent small needs.
| Loan Type | Interest Rate | Prompt Repayment Rebate |
|---|---|---|
| Gold Loan — Medical & Higher Education | 8.75% | 0.00% |
| Gold Loan — Other Purposes | 8.95% | 0.00% |
| Vehicle Loan — New Vehicle | 9.95% | 0.00% |
| Vehicle Loan — Used Vehicle | 11.50% | 0.50% |
| Secured Loan — Up to ₹10 Lakh | 11.75% | 0.50% |
| Secured Loan — ₹10 Lakh to ₹15 Lakh | 11.25% | 0.50% |
| Secured Loan — Above ₹15 Lakh | 10.75% | 0.25% |
| Home Loan — Up to ₹5 Lakh | 10.90% | 0.25% |
| Home Loan — ₹5 Lakh to ₹10 Lakh | 10.60% | 0.25% |
| Home Loan — Above ₹10 Lakh | 10.40% | 0.25% |
| Unsecured Loan — Up to ₹50,000 | 12.90% | 0.50% |
Borrowers who service their loan EMIs promptly on or before the due date receive a direct interest discount of 0.25% to 0.40% as a rebate, reducing their effective cost of borrowing.
